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We can’t always control what will happen in the future, but we can always focus on what we can do to secure it. Start by choosing the right plan to protect yourself and your loved ones from the unexpected.
MedLife Protect Plus is an investment-linked life and health insurance that gives you considerable protection and better access to medical care with minimal out-of-pocket expenses as you brave the new world today. It provides medical coverage that takes care up to 90% of medical costs, and life insurance benefit from age 0 to 80. It is available in the pay-to-age-65 variant, with the convenience of placing additional investments through top-ups and can be integrated with AIA Vitality.
It's a plan that's made to help you take care of what matters in your life with fewer worries and more courage to find your way forward!
Brave the new world with MedLife Protect Plus.
Receive medical care coverage up to 90% of costs and covers up to age 65. This includes hospitalization costs, critical care, and surgical benefits including day procedures, emergency services, as well as terminal and recovery reimbursements.
AVEGA is the country's leader in healthcare administration and with your plan, you can have access to one of the widest networks of accredited hospitals and doctors nationwide.
MedLife Protect Plus was made to help you out in case of unexpected emergencies. With it, you can secure your future with the best protection for your loved ones with a minimal out-of-pocket expense.
Protect your family with a life insurance benefit. BPI AIA will be providing a lump sum cash for as much as 90 times the basic annual premium to your family.
Protect and secure your loved one’s future as early as possible. You can become a policyholder starting age 18 - 99 that covers your beneficiary starting at age 0.
You can be a policyholder starting from age 18 and the benefit term covers up to age 80. This way, you and your loved ones are protected as long as possible.
In the event of hospitalization, you can get up to Php 3,000 cash benefit for each day that you spend in hospital confinement. Available for policy-holders age 18 and above.
In case of the unexpected, your hospitalization is covered from the point of admission to your recovery period as a reimbursement benefit so you can cast your worries aside and focus on getting better.
This optional rider adds a lot more benefits to your cost-efficient plan with extended coverage, useful benefits, and special rewards that keep you motivated into living a healthy and fit lifestyle.
*Available for policy-holders age 18 years old and above
Build your savings and put all your energy and focus on achieving your life goals. Aside from getting insurance protection, your payments are also invested in expertly managed peso-denominated funds by BPI-Asset Management and Trust Corporation (BPI- AMTC).
The minimum premium required may increase depending on the occupation and medical ratings of the proposed Insured.
MedLife Protect Plus provides you financial protection from health and life uncertainties. Your premiums should be paid until you reach the age 65. Paying according to the policy’s premium term will allow you to achieve the plan’s optimal benefits.
MedLife Protect Plus is an open-platform peso-denominated variable life insurance product that provides medical coverage that takes care up to 90% of in-patient hospitalization costs, and life insurance benefit from age 0 to 80. It is available in the pay-to-age-65 variant, with the convenience of placing additional investments through top-ups and can be integrated with AIA Vitality.
With MedLife Protect Plus, you can build your savings and put all your energy and focus on achieving your life goals. You may choose a maximum of 2 funds among the 2 available funds -
* BPI AIA Peso Bond Fund
* BPI AIA Equity Index Fund 2
These underlying investment funds are being managed by BPI Asset Management and Trust Corporation (BPI-ATMC).
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of the said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Payment of benefits are subject to the terms, conditions, definitions, exclusions, and limitations found in the policy contract.
The Policy will terminate in the event of any of the following:
- Upon death of the Insured
- Upon reaching age 80 of the Insured
- Upon non-payment of premiums
- Upon written notice to terminate the Policy
Actual terms and conditions of MedLife Protect Plus are found in the Policy. In case of conflict, the Policy terms shall prevail.
