For many people, knowing the status of their health only becomes important when they begin to lose it. And while the advice of medical professionals and organizations may differ on how frequently you should get a thorough medical checkup, the consensus is clear that it’s a must to pay your doctor a visit even before a serious health condition arises.
Aside from getting ahead of any potential conditions, knowing the status of your health can also be beneficial to other aspects of your life such as your finances, your future plans, and also your retirement. Schedule an appointment with your doctor or clinic and begin to reap the rewards of knowing your health.
Detect diseases early
Regular medical check-ups can help detect—and prevent—health conditions or diseases early. The American Medical Association recommends a health assessment be done every five years for adults over the age of 18, and every one to three years for those over 40 years old. During these check-ups, doctors can not only detect diseases with no apparent symptoms yet, but also identify risk factors for diseases that may occur in the future.
Reduce healthcare costs
As the cost of healthcare increases over time, treating diseases and life-threatening conditions has also risen. According to a 2018 survey by global HR consultancy firm Mercer Marsh Benefits, the Philippines had the highest increase in healthcare costs in East Asia. By going for relatively cheap regular health assessments, identifying potential risks and addressing them before they pose a threat, you can save more versus treating advanced diseases and more severe conditions in the future.
Open-up your future
When you go for a check-up, doctors will not only assess your current state of health, but will also look at your overall lifestyle, medical history, as well as your family's history to get a whole picture of your physical and mental health. And from these, they can gather evidence that could determine if you’re at risk for any preventable health conditions in the future—and create solutions to get ahead of it. You're not only addressing current concerns, but also preventing future ones from occurring.
Make the most of your insurance
Remaining in good health can also benefit you financially if you've taken out a life insurance plan—which is always a sound strategy when planning for the future. With the right policy, the longer you remain healthy, the more benefits you’ll receive. Over time, life insurance policies that offer the potential to accumulate cash value will give you benefits that can eventually be collected and saved.
A policy like BPI-Philam’s Life Ready Plus—that offers both insurance and investment—is one such health insurance plan. It’s a unit-linked life insurance plan that you can get for as low as P2,000 a month. And because it’s a unit-linked investment, it automatically allocates a portion of your monthly premium payments in investment funds which will grow your money in the long-term. The longer you don’t need to use it, the more it grows.
Life Ready Plus is under the BPI-Philam Wellness Series powered by Philam Vitality, a health and wellness program that offers points and rewards for taking active steps in knowing and improving your health.
When you're protected by a policy such as Life Ready Plus, you can take away the anxiety about your retirement, and reap the rewards of remaining in good health. This ensures that you live a healthier, longer, and better life.
Visit the nearest BPI branch and ask to speak to a Bancassurance Sales Executive or click here for more details.